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Bihar Student Credit Card (BSCC) Scheme

Under the Bihar Student Credit Card (BSCC) Scheme, eligible students can avail of an education loan of up to ₹4,00,000 for higher education programs at Oxford Law College, Patna.

Key Features of the Scheme

  • Maximum Financial Assistance: Up to ₹4,00,000 (covers tuition fees, hostel charges, books, and study materials).
  • Eligibility: Permanent resident of Bihar, 10+2 passed, maximum age 25 years, secured admission in an approved course.
  • Concessional Interest Rates: 1% Simple Interest for female, Divyang, and transgender students; 4% Simple Interest for male students.
  • No Collateral Required: The Government of Bihar acts as the sole guarantor.

📌 Important Notice: Loan Repayment

Note: The financial assistance provided under BSCC is an Education Loan and NOT a scholarship or free grant. The loan amount along with interest must be repaid back to the government/bank upon completion of studies.

  • Moratorium Period: No EMIs during the course duration plus 1 year after completion (or until securing employment).
  • Repayment Tenure: Repayable in easy installments over a period of 5 to 7 years (up to 84 months).

Step-by-Step Application Process

Step 1: Gather Required Documents

10th & 12th Marksheets, Admission Letter, Authorized Fee Structure, Domicile Certificate, Aadhaar Cards (Student & Parents), Bank Passbook, and 2 Photos.

Step 2: Online Registration

Register on the official Bihar Government portal to generate your login credentials.

Apply Online on BSCC Portal
Step 3: Submit Application Form

Select "BSCC Scheme", fill in academic and college fee details, submit, and print the Acknowledgement Slip.

Step 4: DRCC Verification

Visit your District Registration and Counseling Centre (DRCC) on the scheduled date with original documents for physical verification.

Step 5: Sanction & Fund Disbursement

Upon approval, tuition fees are transferred directly to the college account, and personal allowances are credited to the student's account.